At What Age Can a Child Decide Which Parent to Live With?

In many instances of child custody and changes in custody, parents want to know what effect, if any, their child or children’s preferences will have with the court or the judge. The answer is “it depends.” The standard in custody cases is “the best interest of the child.” Generally, a parent will be awarded custody…

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Emergency Petitions for Bankruptcy

A typical Chapter 7 or Chapter 13 petition requires you to submit well over 50 pages of documentation, including: your schedules (which includes a detailed budget, a list of all creditors including addresses and account numbers, a detailed list of assets with estimated valuations, detailed information about sales, transfers, losses and recent payments to creditors,…

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Bankruptcy and Social Security Overpayments

A question we get a lot is whether Social Security disability overpayment is dischargeable in bankruptcy. The short answer to this is “yes,” a Social Security overpayment is treated like any other unsecured debt. There are exceptions to the dischargeability of a particular debt under Section 523 of the Bankruptcy Code and exceptions to the…

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Chapter 7 Filings, Secured Debts, and Default Judgments

Chapter 7 bankruptcy allows you to wipe out unsecured debt– credit card bills, medical debt and other signature loans. However, secured debt–loans backed by collateral such as mortgages, car loans, or furniture, may be treated differently. Secured loans actually contain two different kinds of obligations. First, there is the obligation that you, personally, will pay…

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Texting While Driving and The Fifth Amendment

Currently, in the State of Arkansas, it is illegal to create, send, or read a text message or email while operating a motor vehicle, and if you are under eighteen (18) years of age or in a school or work zone, even using a cell phone is illegal while operating a motor vehicle. However, I…

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